sylvia bae
loan officer
nmls id# 1657524

Sylvia began her career in the mortgage industry while in college, as an intern in Richmond, VA. With over 10+ years of experience, she uses her extensive knowledge to keep her clients well informed throughout the entire process. Sylvia strives to help each one of her clients realize and achieve their financial goals.

Sylvia is fluent in Korean and enjoys celebrating her heritage and its traditions. Outside of work, she is passionate about photography and can often be found with a camera or spending time with her family. She enjoys serving at a local church and wants to help women and children in need.


Jeff divack
senior loan officer
Nmls id#218698

Jeff knows what it’s like to have a bad experience buying a home. After he and his wife went through this with their first home purchase, Jeff decided that he wanted to make a difference. He knew that other homebuyers everywhere were dissatisfied with the process and wanted to make a positive change. After graduating from the University of Virginia in with a Bachelor’s Degree in Economics, Jeff became a loan officer in 1996 and has never looked back.

Whether you’re a seasoned homeowner or a first-time buyer, Jeff will work tirelessly to ensure you understand all the options and requirements involved, without leaving you feeling confused or unsupported in your decisions. He understands that every situation is unique and requires custom financing solutions. Jeff is passionate about building relationships with each of his clients and helping them achieve their homeownership goals. He handles a wide range of loan programs, but specializes in government loans, including FHA, VA, USDA, VHDA, and 203k Renovation loans.

Jeff has lived in Northern Virginia for over two decades. When he’s not in the office, he can be found spending his free time with family.


diana kim

Diana has been working in the mortgage industry for more than 15 years. She has been an amazing addition to the team with her extensive experience and knowledge in processing and as well as a background in underwriting. She is equipped to provide a tailored approach that will eliminate any loose ends to get the job done in a timely manner. Diana diligently works behind the scenes coordinating with many different departments, helping ensure a smooth transaction throughout the loan process. To provide high quality of customer service, she will contact the client from time to time to gather additional documentation or clarify specifics to move your loan forward to closing. She also maintains a constant flow of communication between underwriters, vendors, and Mike from pre-approval to closing.

You will also find Diana enjoying her spare time with her husband, son, and daughter playing soccer, traveling and or playing golf.
Like Sylvia, she can also speak fluent Korean.